A00620349

January 17, 2005



Dear xxxxxx,

We are pleased to offer you Full Acceptance to the First Level of the Financial Management program which begins on September 6, 2005.

To confirm your acceptance:

You are required to pay a non-refundable/non-transferable commitment fee of $200.00 no later than January 31, 2005.

And you know what the killer is?

I received that letter today!

I don't think I should bother.